Investing

Making your money work for you.

What is Investing?

Investing means making your money work for you. It’s about using money now to create more money in the future. By setting money aside in investments, you can benefit from growth over time.

Kids can learn that investing isn’t about instant results—it’s about patience, discipline, and letting money grow through stocks, bonds, or other assets.

Money growing graphic

Types of Investments

Stocks

You buy a share of a company and become a partial owner. Your money grows if the stock price rises or through dividends.

Bonds

You lend money to a company or government for a set time. They pay you back with interest.

Mutual Funds

Many investors pool money to invest in a mix of stocks and bonds. A professional manager handles the investments.

CDs (Certificates of Deposit)

You deposit money in a bank for afixed period. In return, you earn a set or variable interest rate.

Benefits of Investing

  • Compound Interest (Power of Time): A small amount can become big over time.
  • Mindset of Patience and Discipline: Kids learn that good things take time and investing is about long-term goals.
  • Understanding Risk and Reward: Investing teaches kids about balancing potential gains with risks in life.